I highly recommend against taking out student loans to go to a college. It's better to save up some money, or go to a cheap school that's affordable. If you want to delay paying your student loans, I suggest enrolling in some classes at a local community college where cost of tuition is low, plus you might qualify for free government money.
What is bothering you at the moment?
- Thread starter SamD
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I highly recommend against taking out student loans to go to a college. It's better to save up some money, or go to a cheap school that's affordable. If you want to delay paying your student loans, I suggest enrolling in some classes at a local community college where cost of tuition is low, plus you might qualify for free government money.
Richey
Well-known member
Only do it if you know you'll get steady work after it. I have no idea how it works if you want to take a 6 month holiday somewhere. Does the payment just stop until you return?
You realise student loans are considered good loans and good debt. They can be paid off over a long period of time, and they are quite generous with payments? Am I correct on that?
I guess just do a lot of planning and research before going to university. Understand the fine print and what it all means.
neardeath
Well-known member
My son and his wife come home, and we were going to barbecue and go to a movie.
Instead, I start the grill and he works on an old scooter I gave my other son. He bitched and worked on it for four hours and now wonders why I don't want to come to the campfire and "join the fun." **** it. I got the nice lump charcoal going without any fuel and he waits too long so we have to go get more charcoal and start it with the damn lighter fluid. Everything feels strained. I thought they had the perfect relationship, but at this point, I feel sorry for his wife. Trouble in paradise? I can't take another minute of him snapping at people or raising his voice.
I swear this is the last time I'm visiting until he gets some counseling for his anger problem.
Considering heading for home.
Most of you don't ever say anything to me here, but I feel more connected to you unknown entities than I do to my blood family.
I just don't want to upset my grandson by leaving suddenly. My anxiety can't take another minute of this.
Instead, I start the grill and he works on an old scooter I gave my other son. He bitched and worked on it for four hours and now wonders why I don't want to come to the campfire and "join the fun." **** it. I got the nice lump charcoal going without any fuel and he waits too long so we have to go get more charcoal and start it with the damn lighter fluid. Everything feels strained. I thought they had the perfect relationship, but at this point, I feel sorry for his wife. Trouble in paradise? I can't take another minute of him snapping at people or raising his voice.
I swear this is the last time I'm visiting until he gets some counseling for his anger problem.
Considering heading for home.
Most of you don't ever say anything to me here, but I feel more connected to you unknown entities than I do to my blood family.
I just don't want to upset my grandson by leaving suddenly. My anxiety can't take another minute of this.
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this_portrait
Well-known member
Sorry to hear you're in a tight spot with your family. :sad: I feel like family is the hardest to be in conflict with sometimes.
Honda
Well-known member
Nobody got anger issues unless there is a reason for that whether its short or long term. Usually rooted to fear or anxiety. Let him do whatever he wants, you cant do anything about it, perhaps talking to people who know him and seeing what they can do about it is not a bad idea..
I, as a son, dont like to listen to my father but i only ask for one thing: him being super honest and transparent with me which is never the case.. i dont think he would listen to his parents..
Counseling via psychologist will help guide him in acknowledging andfinding ways to work on improving himself..
Sorry if i sound a vit harsh but i just wanted to share my viewpoint in hopes it could help.
I, as a son, dont like to listen to my father but i only ask for one thing: him being super honest and transparent with me which is never the case.. i dont think he would listen to his parents..
Counseling via psychologist will help guide him in acknowledging andfinding ways to work on improving himself..
Sorry if i sound a vit harsh but i just wanted to share my viewpoint in hopes it could help.
dannyboy65
Well-known member
My schizophrenia is making me paranoid and I really have a big crush on this girl and am so shy about meeting her
Asphyxiatedragoon
Active member
I am my period, I feel major anxiety and depression. There are nice people over at my house for dinner and just to hang out. One of which I sorta made fun of with my friends when I was little. I don't know I just feel bad because, everyone is fine and I am not I don't want any hard feelings you know.. I wouldn't call it bullying I only teased him like once or twice because I enjoyed being around his happy self.. It was more of a friendly tease. I don't know how to explain this. I just don't want everyone to know that I'm in the slumps when I used to be so up high.. My ego is affected lol. I'm also shaking and I don't even know whyy 
lol
lol
Sorry, just venting!
Myself, my current situation in life, my face, my body, thinking about the future, loneliness, not knowing how to interact with people, feeling depressed/worthless all the time. Everything is bothering me, just everything! I hate to sound so whiny right now, but I've just been struck by overwhelmingly negative feeling tonight. I really need to work on finding some ounce of confidence in something somehow. I can't go on feeling like this much longer.
Myself, my current situation in life, my face, my body, thinking about the future, loneliness, not knowing how to interact with people, feeling depressed/worthless all the time. Everything is bothering me, just everything! I hate to sound so whiny right now, but I've just been struck by overwhelmingly negative feeling tonight. I really need to work on finding some ounce of confidence in something somehow. I can't go on feeling like this much longer.
Asphyxiatedragoon
Active member
You are going to get so many posts.
neardeath
Well-known member
Thanks, Portrait, so true. I did end up leaving after dark. I've spoken to my son since and he is talking a little about things that need to be ironed out between us. It took him awhile, but there is hope for a new start. I am glad I chose to come home and take care of myself.
You don't make payment on the student loan until after you graduate. If you drop out of school anytime, you have to start paying the loan, even if you didn't get a degree. In the US, you must be enrolled at least half time (6 hours) to qualify for deferment.
This is one big mistake that people make. They've been sold by the fact that student loans is considered "good debt" so they borrow lots of it, 40K, 50K, 60K...And when they graduate (or not), they're suddenly thrown into a bad economy with high unemployment in some places. Plus, student loans, unlike other types of debt(aka credit card debt), cannot be discharged in bankruptcy. Even in death, I heard the loans get passed on to family members.
Yes, you are right that student loans can be paid off over a long period of time, but think about the American Dream. The dream is to buy a car, own a house, start a family, and have a adequate amount of money for retirement and health care. Imagine having 80K, or even 100K of student loans. How can you buy a house or even save for retirement with this kind of debt?
I agree, people need to more planning and research before enrolling. They also need to look into their career prospects. I can understand medical students who borrow 100K for a medical degree because medicine pays a lot, but I cannot understand how some people borrow 50K or even 80K for a liberal arts degree, unless you already have a job that pays well.
Too much debt, even if it is considered "good debt", is not a good thing. Ultimately, debt is still debt and must be repaid.
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manwithtwoheads
Member
il only start paying my loan back when i start earning £15,000 a year, which is quite low for the UK but if im relying on my loan to be able to finish my course, if i cant go back i dont know what il do
I will be driving to school in the fall for 1 class, and it's really bothering me. I am scared of getting into car accidents and, even worse, injuring or killing people. My mom told me about a young lady around my age who was drunk and drove head on into incoming traffic, crashing into another car and killing 2 passengers inside. I looked the story up online. It was tragic. One of my greatest fears is accidentally killing people, such as in a car crash. I am not very good at driving, particularly on highways, but for this class, I need to take a highway. This is one of the reasons why I prefer online classes, is I save on gas and I also don't have to worry about driving and crashing. I certainly will NOT be driving drunk at all, but still, I worry that my driving skills are not as good as I want them to be.
It bothers me that people use socializing as a means to an end. People interact with you usually because they want/need something from you. This happens at the supermarket with the cashier, at the bank with a teller, etc. People be nice to you and offer their support not necessarily because they enjoy helping you, but because it's a means to an end. They have other motives in mind. Being nice to people can pay off, financially and in other ways. I feel kinda bad about this realization. It feels like people are using each other to further their own agenda, or to further their group's agenda. It makes me anxious that I have to kiss people's butt when I apply for jobs. But this is the way of the world.
It's kinda suspicious when someone is suddenly nice to you and starts talking to you, only to start gossiping about you later. It's also suspicious that someone whom you've never met before suddenly befriends you and starts being friendly with you. It's like they're interacting with you because they want something from you, not necessarily because they enjoy the interaction, especially with a social phobic recluse. Once they got what they want from you, you're not sure if this whole friendship thing's gonna last, so you lash out. You're angry because you realize you're being used. And then they lash out at you in response to your angry rant. Then you realize your ties with them might be severed forever, and you're starting to regret this ever happened. But then a part of you tells you you're a people pleaser, but the other half says you should try to cherish the "friendships", if any. Then you wonder if your life is worth anything after you did what was expected of you. So you start getting angry and having an existential crisis, questioning what is the meaning of your life. Then you start cursing things out in your head and losing motivation for living. And finally, you vent on a social anxiety forum and try to feel better, try to convince yourself that there's worth and value in your life.
The End.
It's kinda suspicious when someone is suddenly nice to you and starts talking to you, only to start gossiping about you later. It's also suspicious that someone whom you've never met before suddenly befriends you and starts being friendly with you. It's like they're interacting with you because they want something from you, not necessarily because they enjoy the interaction, especially with a social phobic recluse. Once they got what they want from you, you're not sure if this whole friendship thing's gonna last, so you lash out. You're angry because you realize you're being used. And then they lash out at you in response to your angry rant. Then you realize your ties with them might be severed forever, and you're starting to regret this ever happened. But then a part of you tells you you're a people pleaser, but the other half says you should try to cherish the "friendships", if any. Then you wonder if your life is worth anything after you did what was expected of you. So you start getting angry and having an existential crisis, questioning what is the meaning of your life. Then you start cursing things out in your head and losing motivation for living. And finally, you vent on a social anxiety forum and try to feel better, try to convince yourself that there's worth and value in your life.
The End.
Slytherin88
Well-known member
My ex just told me that in our house (that he still occupies) his best mate and his girlfriend were over and when he went to the bathroom, she gave him head on my couch. Does anyone else think this is extremely ****ed???
SotiCoto
Banned
... That I had to restart my consecutive battles in DW8 Ambition Mode because I didn't realise how steep the difficulty curve was when I tried it last time.
And on a scale of 1 to 10 for how much it bothers me, it is... maybe a 2?
I'm not all that bothered right now.
I like weekends. I do.
And on a scale of 1 to 10 for how much it bothers me, it is... maybe a 2?
I'm not all that bothered right now.
I like weekends. I do.
This has been on my mind on and off for a while. When I was younger, I wasn't bullied much at school. I used to ride the bus to and from school. One time there was a gangsta looking girl who looked at me and was about to say something to me but then she was like "nah, I don't want to do it to you." Then she picked another person and ultimately cussed at him. Internally, I felt very relieved it didn't happen to me.
Fast forward to many years later, this time my situation changed. I was sitting at a computer lab in a college library when I heard overheard a girl verbally abusing me to her friend. She didn't know my name so she was basically calling me "that stupid girl". She sat 2 rows away from me at the front and kept on turning around to look at me. There was another girl sitting behind her and she seemed disturbed at first. She kept on asking her guy friend "are they calling me stupid girl? who are they talking about?" So her guy friend walked to the back of the room and saw me sitting at the back. Since I am the only female sitting in the back row, it was obvious who the "stupid girl" was. Then he walked back and told the girl "I saw the stupid girl." I could tell the girl was very relieved the bullies wasn't verbally abusing her at all.
On the other hand, I couldn't help but be angry at the bullies, the girl sitting behind them, and her guy friend who called me "stupid girl" like those bullies did. I don't know why I'm angry at the girl, maybe I'm angry at the fact that she look relieved after she found out I was the "stupid girl" those bullies were referring to. I used to be in her position, when I was in the bus and that bully chose to target another person instead of me. I used to feel very relieved when I wasn't the target. But now, if I see another person being bullied, I wouldn't feel relieved at all, because bullying is just wrong whether it's done to me or somebody else.
Fast forward to many years later, this time my situation changed. I was sitting at a computer lab in a college library when I heard overheard a girl verbally abusing me to her friend. She didn't know my name so she was basically calling me "that stupid girl". She sat 2 rows away from me at the front and kept on turning around to look at me. There was another girl sitting behind her and she seemed disturbed at first. She kept on asking her guy friend "are they calling me stupid girl? who are they talking about?" So her guy friend walked to the back of the room and saw me sitting at the back. Since I am the only female sitting in the back row, it was obvious who the "stupid girl" was. Then he walked back and told the girl "I saw the stupid girl." I could tell the girl was very relieved the bullies wasn't verbally abusing her at all.
On the other hand, I couldn't help but be angry at the bullies, the girl sitting behind them, and her guy friend who called me "stupid girl" like those bullies did. I don't know why I'm angry at the girl, maybe I'm angry at the fact that she look relieved after she found out I was the "stupid girl" those bullies were referring to. I used to be in her position, when I was in the bus and that bully chose to target another person instead of me. I used to feel very relieved when I wasn't the target. But now, if I see another person being bullied, I wouldn't feel relieved at all, because bullying is just wrong whether it's done to me or somebody else.
My ****ysis