Try learning from the open source universities online, there are no costs and you learn from lecturers that post videos to youtube. In the end the whole point of University is to learn something? Now you don't obtain a certificate but its still a valid form of learning.
e.g.
http://www.openculture.com/freeonlinecourses
I have basically studied Diplomas and Certificates where I pay for the courses to obtain certificates. In the meantime open source uni's are a great resource for simply learning without all the bull**** of a massive fee/debt, its all about wanting to gain the knowledge which often employers will prefer anyway over just looking at a piece of paper, they prefer it if you can just explain yourself with problem solving and logic..
online courses, paid or free are often as good as going to a class if not better. You are more relaxed at home, you concentrate better and the whole idea is to learn in your time, there is not time limit, you can learn after work, during the day, at night and the course content is really solid, so you do learn alot. if you need help there are e-tutors, you can call a number or email someone. But honestly there are so many online references and talking points that you can figure it out for yourself alot of the time anyway.
Online courses there are no presentations, and if there is then i'd imagine it'd be a one off, maybe you send a video or just a powerpoint presentation, i've heard different stories on that.
Consider Diplomas as well, not just Degrees. Diplomas often = Qualified!!! in whatever subject you study. Degree just gives you a bit more of an edge.
Of course going to classes is good because you can interact and meet people, all depends on what you prefer.
