well when I was younger I put off the whole job thing. Looking back, I think having some sort I job is very benificial. Even if its just a casual one. Well, actualy thinking about it some more... Its more the monetary income that is benifical. Having money I found I have been willing to be a bit more adventerous, sometimes I go on a shopping spree just for me (geez I sound like a girl) - even if it is on my own, its something I wouldnt do if i didnt have money which I get from work.
I imagine some countires offer better financial help than others, this too probably plays a factor.