Tough times bro. I'm dealin with the same shit right now. I've been out of college for a year though, and I don't really want to go back either. You don't need college to make money, first of all. Online school is always an option though. I'm planning on taking a vacation just to get away from my small hometown for a while and try to figure out what I want to do with the rest of my life. I'll be graduating from a medical transcription program soon so I'll be able to make money from home while I ponder my future. I've just seemed to have lost all of my passions since panic disorder hit me at about the same age as you, shortly followed by a diagnoses of agoraphobia. I feel like I have to go back and rekindle those passions somewhere peaceful along the Northern California coast. The only meds that really work for me are benzodiazepines, and I'm tired of the addiction and needing more to achieve the same effect.... My doctor says I may be on them the rest of my life. I don't want that. I'm on disability because of all this and it would be fairly easy to obtain a medical marijuana card in california. I'm up at 4am after double dosing my benzodiazepines... If I had some of that green stuff, I'd be able to sleep in the blink of an eye. It's such a better medicine for this condition but the stigma that surrounds it is so evil that most people dismiss this option. There are doctors in California who know this and will recommend marijuana as medicine for anxiety disorders, insomnia, and pretty much any condition you have medical records of, as long as marijuana has a therapeutic effect.
Peace